Author Archives: The Jewish Lady

How To Save On Insurance

save1

Insurance is a necessity we all buy, but not everyone is aware of the huge price variations. It’s well worth your time to shop around for the best rate. Try these price-savers to avoid paying more than needed:

1.  Compare Prices

It’s easy to compare rates online. I’d suggest a minimum of 3 quotes. Start with https://www.geico.com/ and http://www.progressive.com/.

2.  Talk to an Agent

Agents often sell multiple policies and work with more than one company. Sometimes, they can be even cheaper than online quotes. This was certainly the case for me. I got a quote at AAA because they were giving out free water bottles. Their rate was $300 less than what I had been paying! Needless to say, I switched immediately.

3.  Bundle

If you pay for Homeowner’s, Life, Auto, or any combination of policies, bundle them into a package. The more policies you have, the cheaper the overall rate is.

4.  Discounts

Check if you qualify for a Professional, Alumni, or Group discount. Also, there are Safe Driver discounts, Senior discounts, New Parents, etc.

5.  Pay in Full

If you can pay the bill in full or semi-annually, rather than monthly, it will be less.

6.   Protect your property

Install deadbolts, alarms and smoke/carbon monoxide detectors. There was a 5% discount on my policy for using the above.

7.   Increase your Deductible

A jump from a $500 deductible to a $1,000 deductible can result in huge savings—often as much as 25%!

8.   Review your policy annually

Make sure you have the proper level of protection for your family. Accidents happen, natural disasters happen; don’t think it won’t happen to you! Don’t skimp.

 

How do you save on insurance?

Vegetarian Stir Fry

veg

Don’t be afraid to think outside the box when cooking (ok, bad pun). I created this recipe from a salad mix, because it was all I had on hand and it was dinnertime.

salad

I started with an Asian blend. The mix is cabbage, carrots, and celery—all of which are good raw or cooked. Take out the toppings and set aside. Put the veggies into a sauté pan with 1 Tsp of chopped garlic. Cook for approximately 5 minutes, or until crisp-tender.

veggiepan

Add any other veggies you have on hand—broccoli, peppers, onions, corn, etc. Be creative! I tossed in a little broccoli.

Put the veggie mix into a bowl and wipe the pan clean. Add soy sauce, teriyaki sauce, the salad dressing packet, and 1 Tsp of oil.

sauce1

Cook for a minute or two. Return the veggies to the pan and add the toppings last, so they don’t get mushy. This kit comes with sliced almonds and wonton strips.

toppings

Stir fry makes a great vegetarian entrée or side dish. To make this into a more substantial meal, bulk it up with some rice or pasta.

 

Do you like vegetarian meals?

Free Peet’s Coffee Sample

peet

If you like Peet’s coffee, sign up for a free sample!  Just click this link, fill out the form, and the sample will be mailed to you.

The sample is for a Keurig, but even if you don’t have one, sign up! I use K-cup samples in a regular coffee maker without any problems.

 

Do you drink coffee?

$20 off $20 at Expressionary.com

emboss

There is a new coupon code at https://www.expressionery.com, good for $20 off any $20 order! Shipping is an additional $4.95, but if you need stationary items, this is a great deal.  Simply use the promo code CM20WKNATWUR at checkout.

The personalized embosser pictured above would be only $6.00!

 

Do you buy personalized stationary?