Category Archives: Finance

Make Money as a Mystery Shopper

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Mystery Shopping—sometimes also called Secret Shopping—sounds too good to be true: Shop or dine at your favorite places and get paid for it. While there are some scams connected to the industry, it really can be a legitimate source of extra income for the right person. I know this because I’ve been doing it for the past ten years.

Who is the ideal mystery shopper? Someone who is extremely detailed, follows directions to the letter, and can work independently. Most companies have very specific instructions about the assignment (date, time, how many people, etc). Receipts must be kept and feedback must be done correctly and in the time allotted if you wish to be paid. Failure to do so will result in big disappointment and no money!

Most shoppers start on a probation status and can sign up for one shop at a time. As you rise in the ranks, you’ll be eligible for multiple shops and premium shops (things like cruises). Those who live in metro areas will obviously have more to choose from, but I live in the Suburbs and still find plenty.

Here are some of the shops I’ve done:

  • Car dealerships
  • Pet store
  • Restaurants (fast food & fine dining)
  • Movie theatres
  • Bowling alley
  • Cell phone store
  • Salon
  • Hotel
  • Clothing store
  • Gas station
  • Cable companies

I have been offered a lot more jobs than these, but I am particular about what I accept. I will not take a job that is low-paying, overly complicated, or far away. I usually make around $15/hour, plus reimbursements. For me, it’s always been just a casual hobby, but one lady claimed she made $14,000 a year doing it full-time.

To get started with Mystery Shopping, you have to apply for each individual company you want to work with. Yes, this takes tons of effort, but can be worth it in the long run if you plan to shop often. Volition has an enormous list available on their website. 

How can you tell if a company is legit? Check to see if they’re a member of the MSPA. It’s the official organization that oversees all the companies. Also know that you never have to pay upfront to mystery shop: no joining fee, application fee, etc!

Typically, you’ll be paid through PayPal or a check and the turnaround time is 30-90 days (usually less, but that’s the longest I’ve waited). Since you’re working as an Independent Contractor, you’ll be responsible for paying your own taxes. It’s very important to keep track of your expenses! I use FreshBooks and it works wonderfully.

Overall, I think Mystery Shopping is a fair payout based on your time and expertise, but don’t expect to make a fortune.

 

Have you tried Mystery Shopping? I’d love to hear about it.

FREE Knitting Supplies with Creativebug Subscription

Do you like to knit (or want to learn?). Creativebug is offering a great deal: Purchase a 6-Month Subscription and you’ll receive a $10.00 gift code to Red Heart.

That means you’ll have access to tons of Creativebug’s online classes featuring knitting instructors like Marly Bird, Edie Eckman, Wendy Bernard, and many more. Plus, you’ll be able to buy some material for FREE, using the gift code.

Prefer other types of crafts? Creativebug can teach you how to paint, crochet, sew, screen print, and more!

How I Get Free Fruit Every Week

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One of my favorite things to do is hunt for freebies. I shop the sales, use coupons, and increasingly, I’m also taking advantage of rebates. While many people skip coupons because the majority are for processed food, nobody should pass up fresh fruit and veggies!

Since I signed up with Checkout 51, I’ve been able to get free fruit every week. The “Pick Your Own” offer changes on Thursdays, but at least 5 produce items are always available that have a $0.25 rebate. That may not sound like much, but many items sold by the piece will qualify—bananas, citrus, kiwi, etc.

This week the options are limes, apples, onions, grapefruit, and avocados. Since a local produce store by me sells grapefruit 4 for $1.00, I was able to get one free.

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In addition to the fruit freebies, Checkout 51 has rebates on many other items like cereal, crackers, dental hygiene, tea, razors, and a ton of Glade air care items.

Anyone who keeps kosher will be excited to know there are 4 separate rebates for Empire chicken, turkey, and deli meat. (We all know how hard it is to find kosher on a budget…)

 
Checkout 51 Offers

Most of us are already buying these items anyway, so it’s a great way to save a bit on the necessities.

$1.99 Purina Cat Food at Petco

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Petco has high value coupons available; use them and score expensive Purina food for only $1.99!

Buy 1 Purina Pro Plan Savor Shredded Blend Cat Food, 3.2 lbs, sale price $11.99. Use a $10.00 coupon. Total: $1.99!

The coupons expire on 11/29, but if you’re able to shop soon, it’s a terrific deal.

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Not sure if your cat will like this food? Read about Pumpkin’s awesome experience.